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life and numbers
United States
Приєднався 7 лип 2015
Hi everyone, welcome to the channel! I talk about personal finance, budgeting, paying off debt, saving, and my journey to buying my first house.
-life and numbers
-life and numbers
Should i rent or buy a home?
Is it better to rent or buy a home? I'm walking through the pros and cons of each!
Timestamps
00:00 Introduction
00:31 Flexibility
01:34 No maintenance
03:07 Moving around
04:01 The price of rent
05:11 What can you control?
06:17 Stability
07:52 Full control
08:46 Mortgage stays the same.. mostly
09:15 Tax deductions
09:49 Maintenance
10:23 How your mortgage can increase
12:00 You're kinda stuck
13:13 Responsibility!!!
14:09 Summary
***************************
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊
thelifeandnumbers
lifeandnumbers
www.tiktok.com/@lifeandnumbers
My Budgeting template: lifeandnumbers.com/templates
Subscriber Count: 7,365
Disclaimer: I don't have any formal financial background or training. I'm just someone who wished someone had taught me about finances when I was younger and I want to share what I've learned along the way. 😊
Affiliate links (If you use these links, you don't pay extra but I do make a small percentage):
Amazon Storefront: www.amazon.com/shop/lifeandnumbers
Bilt Credit Card: bilt.page/r/08PL-OCG2
Rakuten: tinyurl.com/y33jsy2t
Honey: joinhoney.com/ref/tkvsd8w
Timestamps
00:00 Introduction
00:31 Flexibility
01:34 No maintenance
03:07 Moving around
04:01 The price of rent
05:11 What can you control?
06:17 Stability
07:52 Full control
08:46 Mortgage stays the same.. mostly
09:15 Tax deductions
09:49 Maintenance
10:23 How your mortgage can increase
12:00 You're kinda stuck
13:13 Responsibility!!!
14:09 Summary
***************************
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊
thelifeandnumbers
lifeandnumbers
www.tiktok.com/@lifeandnumbers
My Budgeting template: lifeandnumbers.com/templates
Subscriber Count: 7,365
Disclaimer: I don't have any formal financial background or training. I'm just someone who wished someone had taught me about finances when I was younger and I want to share what I've learned along the way. 😊
Affiliate links (If you use these links, you don't pay extra but I do make a small percentage):
Amazon Storefront: www.amazon.com/shop/lifeandnumbers
Bilt Credit Card: bilt.page/r/08PL-OCG2
Rakuten: tinyurl.com/y33jsy2t
Honey: joinhoney.com/ref/tkvsd8w
Переглядів: 516
Відео
Exposing credit score myths | Tips to grow your credit score
Переглядів 3882 місяці тому
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnumbers lifeandnumbers www.tiktok.com/@lifeandnumbers My Budgeting template: lifeandnumbers.com/templates Subscriber Count: 7,288 Disclaimer:...
Financial health check
Переглядів 4193 місяці тому
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnumbers lifeandnumbers www.tiktok.com/@lifeandnumbers Subscriber Count: Disclaimer: I don't have any formal financial background or training....
Design a financial vision board
Переглядів 6033 місяці тому
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnumbers lifeandnumbers www.tiktok.com/@lifeandnumbers Subscriber Count: 7,154 Disclaimer: I don't have any formal financial background or tra...
Adulting 101: how to budget
Переглядів 8014 місяці тому
How to budget your money with Notion: ua-cam.com/video/adMxQiDnK7Y/v-deo.htmlsi=VxI_AWir0SwS1fQQ Buy the Notion budgeting template: lifeandnumbers.com/ I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnu...
iPhone 15 Pro Max Unboxing and How I Bought It
Переглядів 10 тис.6 місяців тому
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnumbers lifeandnumbers www.tiktok.com/@lifeandnumbers Subscriber Count: 6,758 Disclaimer: I don't have any formal financial background or tra...
Paycheck Routine for October
Переглядів 6846 місяців тому
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnumbers lifeandnumbers www.tiktok.com/@lifeandnumbers Subscriber Count: Disclaimer: I don't have any formal financial background or training....
My End of the Year Goals
Переглядів 5826 місяців тому
I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊 thelifeandnumbers lifeandnumbers www.tiktok.com/@lifeandnumbers Subscriber Count: 6,657 Disclaimer: I don't have any formal financial background or tra...
A credit card that pays you to rent | Pay rent with credit card without fee
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How much money I spent at the Beyoncé concert
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How much money I spent at the Beyoncé concert
Paycheck Routine for June: Budget My Money with Me using Notion
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When do we have to start paying back student loans?
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Paycheck Routine: Budgeting My Money with Notion
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Achieving My Dreams with The 12 Week Year
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New Money Goals | What's next after paying off my credit card?
Переглядів 743Рік тому
New Money Goals | What's next after paying off my credit card?
I Paid Off 10K in Credit Card Debt in 3 Months
Переглядів 14 тис.Рік тому
I Paid Off 10K in Credit Card Debt in 3 Months
My bi-weekly paycheck routine update | So close to the credit card being paid off
Переглядів 648Рік тому
My bi-weekly paycheck routine update | So close to the credit card being paid off
How much I spent on my credit card in 2022 | Annual credit spending
Переглядів 397Рік тому
How much I spent on my credit card in 2022 | Annual credit spending
Bi-weekly paycheck routine | Aggressively paying down credit card debt
Переглядів 978Рік тому
Bi-weekly paycheck routine | Aggressively paying down credit card debt
How I gained 22,000 followers on TikTok in 1 month
Переглядів 214Рік тому
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Bi-weekly Paycheck Routine | Work trip, Beyonce flights, and Bills
Переглядів 346Рік тому
Bi-weekly Paycheck Routine | Work trip, Beyonce flights, and Bills
Quarterly Goals Update | Progress on Q1 2023 Goals
Переглядів 463Рік тому
Quarterly Goals Update | Progress on Q1 2023 Goals
Bi-weekly paycheck routine | Paying down credit card debt
Переглядів 731Рік тому
Bi-weekly paycheck routine | Paying down credit card debt
Decorating a guest bedroom and home office combination
Переглядів 7 тис.Рік тому
Decorating a guest bedroom and home office combination
this is me.... i need a 10k miracle.
I found a simple solution. I don't give more than $100 at a time, and it's a gift, not a loan. Nobody's turned down the $100 yet. If you need $10,000, then find another 99 friends to give you $100 each.
Spent 15 minutes trying to figure out how to make an "extra payment". Thankfully, your video was recommended and just following you, I was able to make the payment quickly. They sure don't make it easy to understand quite a few things. I love numbers and watching my money grow so I subscribed. ☺
Smart and Cute...Single?
Buy a step stool/ ladder
Great Video! Thank you 🙏🏾
I bet that would be the last iphone you"l buy lol
Inspiring! This will be me next year.🙏🏾
Thank you sooooo much for this video 😭🫶🏾
Love my parents and I know we all struggle but it got to the place where they would ask for money and never pay me back I remember when I first said no I got the rudest reaction anyways no is the answer always
Me: searches on UA-cam What to do when being alone Ytube recommendation: why being alone is better 😭😭
Who needs a Sugar Daddy being All Up in Age as Well? That is Somewhat ways a little bit Ok, it all Depends on who you are & Your Circumstances, Morals & Your Upbringing on Whoever Raised You, However, when Women are getting Older & Losing their Looks & Have Gain Weight, & let themselves go because of Stress or Whatever Dynamics is going on in their Life, Sugar Daddies is Not going to be Paying for No 1 That has Let themselves Go, & Have Not Showed themselves Self Care & Love with Themselves, Sugar Daddies are Still Men They are Visual Creatures, The Better Looking & High Class of a Woman who Keeps herself up & Do not Look Low Budget is The Ones that is going to get the Sugar Daddies, Sugar Daddies are Not Attractive to Women that Look Like they are in need for Money & Hungry & Thirsty for Money, Sugar Daddies Love Women That is Confident, & Look High Maintenance of themselves on Their Appearances this is Why Some can Get & Attract The Sugar Daddies Because Attracting Sugar Daddies is all about not Looking like you are in Need for Help in anything Period.
Shit video
How to handle it? Easy. Don't do it. It's very nervy and frankly, ignorant, for adults to ask other adults for a loan. I have been stupid enough to do it in the past, twice, and it was well over twenty years ago. It didn't end well and all but ruined a friendship. I just say my money, my liquid anyhow, is tied up in money market accounts - which isn't a lie, but in reality, no one asks me for money anymore. Mature people don't do that type of thing, and if you find yourself around people who do, leave the "group".
Thank you for your transparency. Ive been conflicted between aggressively paying off debt and saving. I ended putting $5K towards a personal loan but then living check to check is scary!😩
Thank you for the gap insurance advice. I didn't know that.
So you paid your balances every week. Like almost like every Friday which would be your pay day.
Thank u for sharing my %is 18 my payment is 563 only make 2200 a month .. mines say u can’t make principle payments 🤦🏽♀️
Wow,you are remarkable
I just found your channel. I purchase two template for the notion app and wished I would have seen your video before purchasing them, because I decide to just use your way it makes more sense to me and so much easier. I have been trying to get out of debt for the past two years and nothing works. I am hoping that this notion app will help a lot, so far i set it up last night and love it. Thank You for the great video. I do have one question do you use notions to keep track of your credit cards? I was thinking about adding them into notions to keep track but not sure how to go about adding them. Any ideas? Thanks again.
we have to get married, reproduce, and own property to be successful in America. 😅
🎉🎉🎉🎉🎉....so happy for you..🎉🎉🎉🎉🎉🎉. I have a $1000 left and I plan on paying it all on this Froday!
You got this!
Btw... you are gorgeous and your hair was amazing here 😍😍
Thank you so much!!
Congratulations for your success!!! and also on a great juicer, yes it is very expensive and I been wanting that juicer for the longest 🤩 but, because I need to pay off my credit cards, I got to wait until I earn extra money to purchase it 🤑
No down payment or PMI? I need your people ASAP! That’s the biggest barrier for most.
OMG!!! GOD BLESS YOU AND THANKS FOR SHARING !! JUST PAID MINE OFF ..............
My go to is give me 30 days to get that to you
Awesome video. Just curious, how long was the original loan? Sorry if i missed it watched2x😅
You gave me a energy ❤
I love it! Thanks for sharing your process. Often, we only see the before and after, without the steps in between, making it seem impossible to replicate. I believe the process, along with the struggles, is equally important to show. (P.S.: I meant the struggles with the design process, not the lack of help!)
Locs and finance!! 👍🏾
God give her strength
I am here just to see the "How I Bought It" part, because I would have just imagined you bought it with money, but the title is making it seem like you did something strange for the change! Haha!
CONGRATS SIS!! I'M UP NEXT!!
Thanks for your transparency ❤
That's great! It's not easy, but think of all the money you are going to have!
Congrats on the phone bcuz I just recently purchased the base 256 gb in the natural titanium color.. I sold my AirPods Pro 2nd gen bcuz they really didn’t have enough bass for me.. the beats fit pros seemed to have a little more thump but I also purchased the Jabra elite 10’s and sound quality is better than both… EDIT: just grabbed the AirPods Max for the gym
well due diligence goes towards the house...unless thieves in my case the sellers lie about he house representation. ( disclosures) .. they had termites and damage of termites i never put money down on a inspection or even offer if they had said this .... sellers can be scum and agents don't care to this date i lost about 5000 on dif deals.. most of these house are scams they know it major issues and the first one will walk away i gogin to sue them they did not disclose they had termites and damage because of... it is a latent defect they call it a person with cash that kind of cash would never be so stupid as to pay the asking price when the appraisal came out much lower so...
Congratulations. 🎉 it's been a while, but thank you for sharing.
Dunno which is more sad...that this video needs to exist, the fact it exists, r the fact I am watching it.....
What's sad about it?
You paid off that much cos you earn decent money and refused to buy anything else, it’s not a trick or secret lol
Bottom line is responsibility; there's a lot to be responsible for with home ownership whereas with renting, it falls on apartment management. I wouldn't trade homeownership for renting at all.
Man fuck galentines day, I love them all to closely to not use Valentine’s Day to show my appreciation for me friends
Ok so even if the 5 year lien is lifted can you rent it out?
I was going to skip but Beyoncé held me 😂😂😂
Same!
The rose ice mold is nice. Happy belated Valentine’s Day dear!
I love max iPhones and your nails lol 😂
I’m doing it right now. It’s easy. Set a target date that you want to have the car paid off by do a rough estimate of the APR then divided by however many months that you want to have the car paid off. That’s the amount you pay every month until it’s paid off. Make the minimum payment and add the extra payment directly to the principal.
What size is the bed?
it's a full sized bed!
@@lifeandnumbers thank you!
🎉🎉🎉 gotta soak up this energy
I just got the 15 pro max 512gb about 3 days ago and I bought it straight out with the apple credit card just because I want to pay more than what the installment plan is and I got only $45 back😢